Yes, foreigners can buy real estate in the Riviera Maya must be through a bank trust (fideicomiso) or a Mexican corporation.

Mexican banks rarely offer mortgages to foreigners, but financing options from developers or U.S.-based lenders may be available through private lenders.

Yes, as long as you work with a reputable real estate agent, lawyer, and notary public to ensure a secure transaction.

A fideicomiso is a bank trust that allows foreigners to own property in restricted zones While maintaining full rights to sell, lease, or bequeath the property.

You'll pay a 2-4% acquisition tax, notary fees, and other closing costs. Annual property taxes are relatively low in Mexico.

Yes, many sellers are open to negotiation, especially for cash buyers.

It's not required, but having a lawyer ensures due diligence and protects your interests.

Typically, it takes 30-90 days from offer to closing, depending on paperwork and bank trust setup.

Closing costs typically range from 6-9% of the property's purchase price.

Choose an experienced, reputable agent who understands the legal process and speaks English fluently.

Yes, capital gains tax applies, but deductions may be available if you have a residency visa or other qualifying exemptions.

Outside the restricted zone (50 km from the coast), yes. Otherwise, a fideicomiso or a Mexican corporation is required.

Yes, the fideicomiso grants you all the rights of ownership, including selling, renting, remodeling, and passing it on to heirs.

While not required, title insurance can provide extra security against legal disputes over ownership.

Yes, your fideicomiso allows you to name beneficiaries who inherit the property without probate.

Yes, renting out your property is allowed, and the Riviera Maya & Los Cabos are a popular vacation rental market.

It's highly recommended, especially it you don't live in Mexico full-time. Property managers handle maintenance, guest services, and rental bookings.